Renewal
Mortgage Renewal
Your mortgage expired and you must renew it? This is the perfect time to save, thanks to excellent rates and conditions we will provide for you. And yes, mortgage renewal is often the opportunity to sign a new, more advantageous loan! Simply visit one of our mortgage brokers to find out what rate is right for you.
Renewal
Renew to Save
If you plan to renew your mortgage, be aware that it is best to start as early as possible. Usually, you will receive a renewal notice 30 days before the term of your mortgage or earlier. This does not leave you a lot of time to see all the options on the market and prepare your file. Even if you are satisfied with your financial institution, be aware that you could sometimes get a better rate elsewhere. In many cases, financial institutions offer attractive benefits to new clients who transfer their mortgages.
It is therefore best to plan ahead of time. With us you can start your research 3 to 6 months before the term of your current loan. You will have the time to evaluate the products available on the market without being pressed by deadlines.
Mortgage Product
How to choose the product that suits you best?
It is easy to lose oneself when you do not have the necessary experience in mortgage renewal. Between fixed and floating rate loans, short or long-term loans, mortgage lines of credit or open or closed mortgages, the choices can be overwhelming.
To see more clearly and choose the best option for your file, visit one of our mortgage brokers. They will be able to negotiate better terms and conditions in order to get a loan that will save you in the short and long term. They will take care of all the steps, including the preparation of your file to facilitate the acceptance of your loan application Overall; They will see that you pay less to get more!
Discover Current Rates
Want to know more about the Team Phenix at Mortgage Architects? Discover our values and what makes us a trusted partner for many homeowners and investors.
Renewal
Mortgage Renewal Before End of Term
You can consider mortgage renewal even if your contract is still active. For example, if you are dissatisfied with a service from your current financial institution or you want better terms or a lower interest rate. Since there is a strong risk of a penalty, it is better to consult a mortgage renewal expert to be better advised and avoid spending too much. The Phenix team at Mortgage Architects we will analyze your situation and offer you the ideal solution to your needs. Of course, we will look at the different options on the market to offer you the best one.
Find the Lowest Mortgage Rate Book an Appointment Now
Call us today and get the best rate guaranteed. Contacting one of our broker is like meeting with over 20 financial institutions. Our Mortgage Broker will advise you in the steps leading to obtaining mortgage financing at the best rate.
Our Benefits
Why Choose Us?
- Mortgage brokers at your service
- Efficient and quick preparation of files
- Extensive network of financial institutions
- Excellent freely accessible service
- Flexible appointments
- Several years of experience
- Confidence and transparency
- More services
- Experience in complex cases
- Full coverage by your mortgage broker
