Hypothèque pour non-résident
Un rêve qui devient réalité
Nous comprenons les non-résident
Un prêt hypothécaire pour non-résidents peut être plus complexe que l'achat d'une maison dans votre propre pays. C'est pourquoi nous sommes là pour vous aider à chaque étape du processus. Que vous ayez des questions de base sur les prêts hypothécaires ouverts ou que vous souhaitiez demander un prêt hypothécaire, nos spécialistes seront là pour vous. Nous vous conseillons également sur les agents immobiliers, au cas où vous en auriez besoin, ou si vous n'êtes pas encore sûr de l'endroit où vous voulez vivre. Nous savons à quel point ce processus est important pour vous, et nous voulons nous assurer qu'il se déroule sans heurts !
Non-Resident Mortgage
Unlocking the Canadian Mortgage Market
For a non-resident mortgage, finding the right mortgage can be stressful. We love to help and can provide you with all of your options, including first look at new programs as they become available, and if there's a program out there to help you, we have it at our finger tips. Talk to us, and breathe easier knowing your options and best rates.
* You can use this list as a guide for Non-Resident Mortgage, combined with information from your real estate professional.
1. Put down 20 percent
2. Consider a shorter amortization period
3. Do not let your down payment be gift money
4. Purchase property in your name only
Tips for Non-Resident Mortgages
If you live outside of North America but still want to invest in Canadian real estate, don’t worry! You can still purchase property in Canada. You just need to make a larger down payment.
With down payments of up to 50% and eligible transactions being secondary/vacation homes or homes for your children attending school in Canada, there is no need to miss out on an opportunity to increase your asset base through Canadian real estate investment.
Finding the right mortgage broker is a crucial step in securing a mortgage
Work with our experts to help you find the most competitive deal on your next mortgage, whether you're looking to buy an investment property, refinance an existing property, or simply moving house.
Non-Residents Mortgage Tips
Want to own property in Canada?
Here are some facts you might find helpful:
- It's true that if you live abroad, the financial requirements to buy a home in Canada can be more difficult.
- First, you must put down 35% of the purchase price (or 50% of the purchase price if you do not hold Canadian Citizenship).
- Second, any funds used for down payment have to be your own - they cannot be gifted, even from family members.
- Finally, once you have purchased your new home, you need to get financing through a Canadian Credit Union or Canadian Bank.
